If you go into Settings, Privacy, Location Services, there is a whole section on what your iPhone knows about where you've been and when you've been there. It can tie that GPS information to your contacts so it knows when you're home, when you leave for work, etc. and makes predictions based on that data. Google Now has been doing this for years with their apps and mobile OS. We're getting parity.
Even in iOS 8 my lock screen would say things like "it would take you 29 minutes to drive to work" when I first looked at my phone in the morning.
I finally updated to 9 yesterday and it was one of the less painful major upgrades. I was able to add my Discover card into ?Pay (ApplePay for you PC and Android users) so I can try to find a place where it works. I tried our Kroger today and I guess they removed the NFS terminals.
Anyway, off to the Apple Store to pick up some more Lightning cables for my son. Why is it other people destroy Apple's phone cables and I can have them for two-three years and not screw them up? I've never had a 30-pin cable go bad on me, and my wife, son, and coworkers go through them like they're consumables with a limited shelf life.