If your cable company has ANY devices that use cable cards, they are REQUIRED by law to rent cable cards to end users. So you can rent one cable card, and buy your own Tivo and minis. Then the only thing you pay to your cable company is the rental for that cable card. I pay $1.99/month to Mediacom for the cable card for my Tivo, but other cable companies charge more. You pay more up front for the Tivo plus lifetime service, but at the rates you quote it would pay for itself in no time if you have several TVs.