I'm in a weekly NFL pool where you only have to pick the winners (no handicap) every week. It's a lot harder than you would think. We have about 40-50 participants at $5 a head. I win 2-3 times a year, so I'm ahead of the curve. Most weeks you have to have 0-3 losses to have a chance going into the Monday night game, but last season 4-5 losses was competitive. Sure was a crazy year. By the way, it's winner take all. I thought it was more fun/less work than FF.