navychop:
We are in the early adoption / chicken versus egg phase on NFC. Not that large a number of devices with NFC which doesn't give the clearing houses (Visa, MC, AmEx etc) motivation to get the capable readers out . I'm not sure what the tipping point is, but clearly we aren't there yet. Would Apple including it push that point on the phone side? Quite possibly.
LTE reached tipping point (IMO) late last year so Apple had to include it.
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I certainly agree. I just don't see the business for Apple to include it at this juncture.