Yea I was hit with this problem a month or so ago. I ALWAYS check my account daily, and noticed 2 charges. One from Victoria's Secret and one from I-tunes. I contacted the credit union as soon as they opened. I also contacted Victoria's Secret which was able to contact UPS and intercepted the package that was overnighted. The credit union gave me a new card the same day they cancelled the old one. I also was able to get all my money back the same day too. I used a debit card but since its a "Master Card" debit, I am protected just like a credit card. But I will still get my cables from Monoprice. This can happen to any company.