well lets see. When I lived in my townhouse it includedAnd what is that 'fee' used for? I.E: What 'service' is provided you by the HOA's said fee?
-garbage
-insurance on the outside of the building
-lawncare and snow removal
-upkeep on the buildings...again all the outside of the building was covered by the HOA. So if a window broke they would replace it. The decks were our responsibility if we wanted to replace it (there were a few that didnt have decks).
-the driveways to the units (it wasnt a private road but long driveways)