Yes, I can get to the menu's, I was just not able to view any channels when I selected them. That is all resolved now.
This morning I tried to go back to the National software version. It started to download and I let it go about it's business. Came back 30 minutes later and there was a message that told me I was unable to download the software at this time. I rebooted the DVR and got back to the menu but still got the "Wrong card inserted message. So I called DTV and spoke to Customer Service. I never mentioned the CE software. The rep was quick to send an activation to my DVR and BAM!...back online. I went into the settings, checked the software revision and was pleased to see that I had last nights update. YAY!!!!
Thanks for all the replies! Issue resolved.