It's not a matter of hording your picks. I think the WHOLE intent is to win a Super Bowl. Once you get in, who knows, a bounce or two your way...and suddenly, you are the Arizona Cardinals, Seattle Seahawks, New Orleans Saints, Carolina Panthers, St. Louis Rams, the Atlanta Falcons....and even last years Green Bay Packers.
Teams that at the beginning of the year..were not predicted to smell the chance of a Super Bowl. Now I am in NO WAY comparing the Packers to the Raiders, but last year, they were 2-2 the last 4 games of the season and barely made the playoffs. They needed help to get the very last wildcard spot(2 teams needed to lose on top of them winning). YES, they have turned out to be an AMAZING team...but no one predicted them to win the Super Bowl.
So, your answer is yes. I want them in the playoffs right now. The Raiders are within a player or two addition to be a Super Bowl contender(barring any major injuries like this year). Cause like I listed above, once you are in...ANYTHING can happen.