I have no idea what you guys are talking about in this thread lol. Hoppers Duos are $10 a month. Hopper Sling and Hopper 3 are $15 a month. Joeys are $7. There's no additional fee for the Hopper Plus. It still costs the same monthly fee for leased or owned equipment. The advantage to owning your receivers is no credit check, no credit card activation, and no contract (unless you agree to lower programming price with a contract). During the first 24 month contract, hoppers were $5 off and Joeys were $2 off. I think they've stopped that, because recent installs haven't reflected the discounts for new customers.
The protection plan varies by state. Some states protect you from that fee. Usually you can get the CSR to give you a free month for a tech visit no matter where you live.
As with everything else, WHO you are talking to makes a difference. One CSR will say you have to have to pay, the next will say otherwise.