Could this be the tax refund?
<TABLE width="100%"><TBODY><TR><TD colSpan=2>Summary</TD></TR><TR><TD width="99%">Total current monthly charges:</TD><TD align=right>$109.10</TD></TR><TR><TD class=dottedline colSpan=2>
</TD></TR><TR><TD width="99%">Total of all statements</TD><TD align=right>($22.83)</TD></TR><TR><TD class=dottedline colSpan=2>
</TD></TR><TR><TD width="99%">Of which paid automatically</TD><TD align=right>($22.83)</TD></TR><TR><TD class=dottedline colSpan=2>
</TD></TR><TR><TD width="99%">Remaining balance</TD><TD align=right>$0.00</TD></TR><TR><TD class=dottedline colSpan=2>
</TD></TR><TR><TD width="99%">Unapplied</TD><TD align=right>($22.83)</TD></TR><TR><TD class=dottedline colSpan=2>
</TD></TR><TR><TD align=right>Statement Date:</TD><TD width=100>Nov 2, 2004</TD></TR><TR><TD class=dottedline colSpan=2>
</TD></TR><TR><TD align=right>Bill Provided As:</TD><TD>Paper Bill</TD></TR><TR><TD class=dottedline colSpan=2>
</TD></TR><TR><TD align=right>Payment Method:</TD><TD>MASTERCARD</TD></TR><TR><TD colSpan=2><HR noShade SIZE=1></TD></TR><TR><TD align=right>Amount Billed:</TD><TD>$104.85</TD></TR><TR><TD class=dottedline colSpan=2>
</TD></TR><TR><TD align=right>Amount Scheduled for Auto-pay:</TD><TD>($22.83)</TD></TR><TR><TD class=dottedline colSpan=2>
</TD></TR><TR><TD align=right>Payments Received:</TD><TD>($104.85)</TD></TR><TR><TD class=dottedline colSpan=2>
</TD></TR><TR><TD align=right>Credit Adjustments:</TD><TD>$0.00</TD></TR><TR><TD colSpan=2><HR noShade SIZE=1></TD></TR><TR><TD align=right>Balance to Pay Today:</TD><TD>($22.83)</TD></TR></TBODY></TABLE>
<TABLE width="100%"><TBODY><TR><TD colSpan=2>Summary</TD></TR><TR><TD width="99%">Total current monthly charges:</TD><TD align=right>$109.10</TD></TR><TR><TD class=dottedline colSpan=2>