Seems like this thread took a quick turn from "How much is your Hopper bill" to "How many of you are Dish employees?"
Seriously... I'm really happy for the employees getting discounts, especially the installers, since based on what I've heard Dish doesn't treat the installers right in many other ways, but is there really that much of a need to "rub it in" for us normal customers?
Then again this thread is really pretty predictable and for the most part played out. Base package prices are the same for most, it really depends on which package, how many receivers, what receivers, how many referrals, what kind of loyalty discounts, etc. one has.
As for the OP, I think he has a valid point. If you have four TVs (not uncommon these days) and Hopper/Joey, the only real way to get "under $100" as advertised is to be on one of the more basic packages and/or mirroring TVs in SD and no protection plan. Misleading advertisements are nothing new, though.
Also OP, you can remove the protection plan 120 days after activation (of the protection plan) with no fees. Then you won't be wasting money on it. If for any reason you needed service on your dish, etc. simply reactivate the protection plan right before you get the truck roll. Then, after 120 days you can remove it again (total $28, not bad really.)