I'd much rather a company be automatically hitting my credit card than a debit card/checking account. A wrongful charge to the credit card, I got time to get it corrected before the billing cycle closes... and even after that time before the payment due date to get a refund issued. A wrongful charge to debit card/checking account, that money is zapped in an instant... hope you didn't have a big check floating out there that's gonna bounce now...
That is true and you have the ability to protest the charge with your CC Company.