At least this is a system if I make it cheaper for Dish (not having to spend over $700,000 a year on return envelopes--and that was a 2005 figure, I believe) to administer my account (I'm saving Dish money), then Dish will do something for me in return and waive the $10 per month HD fee.
The terms are the terms and NOT unreasonable. Yes, either prepaid or SECURED credit card (with amount as per your cash account) to prevent more charges than what you expect. Otherwise, Dish would be charging everyone $10 per month for HD as would DirecTV if not in their program. It seems cable is the only ones NOT charging for extra for HD channel, but we have to believe they have built this cost into their other chargers, and , at least in my case, cable come out as MORE expensive for what I get today compared to Dish.
Do I find the DVR fee bogus? Yes. But the reality is all these MVPD's charge a DVR fee because they can and fees are a great way to get extra $$$, especially since they may not be able to raise the package rates as much as they may really need to. So, here come the fees.
It is the ugly fact of life with pay-TV. But if any of us start to whine or resent the charges or deals to waive them, we are lucky, today, to have the options of "cord-cutting" with SlingTV being a real option along with other OTT services like Netflix, HuluPlus, Amazon, and even MORE OTT pay-TV services (all priced at $40 and more) from Sony and Apple and who knows who else. SlingTV's mere $20 per month is really the sweet spot *with new channels added and more $5 upgrades) and far more compelling then the pricing to come from Apple and Sony.