I like the top of the line phones. My first two sere Samsung 3s used and only lasted about a year each. So, I bought a Note10+ new on eBay still at a discounted price. I have had it, since they came out and it still works perfectly. But $650 was a discounted price. It listed at $900 something. A lot of people buy from the big guys and the phone payment is built into the monthly price. Nothing is FREE.