Katie5, three things.
First the shipping charge. I didn't think Dish charged to return a non working receiver if you are getting one in return. Policies do change, in my approx 15 years with Dish I have never paid to return a defective unit, or even to get an upgraded unit if it could be self-installed. If they routinely do now, it seems like a newer policy. That charge is for returning equipment combined with closing your account. I also thought the fee is now $17. In addition, you may find paperwork in the box when you get your receiver telling you to either pay the $17 fee or ship on your own. That also is something that has been sent by mistake in the past in these situations, and again, there should be no charge.
B. Return of Leased Equipment. It is your responsibility to return all leased Equipment within thirty (30) days following cancellation or disconnection of your Services. You must call 800-333-DISH (3474) to receive a return authorization number and instructions regarding acceptable methods for returning the Equipment. Options to return your Equipment include, but are not limited to, the use of a shipping label and empty box provided by DISH Network by paying a Box Return Fee (as detailed in Exhibit 1) (which price is subject to change at any time) or scheduling a DISH Network in-home service call to remove the Equipment by paying a Service Call Fee (as detailed in Exhibit 1) charge (which price is subject to change at any time). Equipment will not be deemed returned until received by DISH Network. If you do not return such Equipment undamaged and in working order, normal wear and tear excepted, and in accordance with the procedures set forth herein, then you are responsible and must pay us certain charges as described in the Package Plan Agreement.
C. Defects and Damages. You must notify us immediately of any defect in, damage to, or accident involving your leased Equipment. All maintenance and repair of such Equipment must be performed by us or our designee(s). DISH Network may charge you for any repairs that are necessitated by any damage to, or misuse of, such Equipment.
From that section of the agreement defective equipment is separated from the closing account equipment, with no mention of a charge to exchange.
As for backup - Dish is doing what is allowed, that is one copy, and it is a form of a back-up. You are correct, whether on the Dish HD or your EHD, it's one failure away from being gone, however EHD's are very reliable, and anything I feel is important is transferred there. I have seen very few failures of Dish hard drives over the last couple of years, other than older units. (always exceptions) So it's not all that risky to leave programming there. But the system Dish uses of EHD use I find actually to be about the best there is considering the use rights constraints.
Third, a tech visit does normally require a fee. In the satellite world that's just how it works. Note that Cable does not require a fee, but in reality their price structure is in most cases is much higher than Dish so you are in effect paying that fee every month....
As mentioned, getting the protection plan reduces the fee to $22,($15 + 7) and then you pay for three more months (I believe total of 4 months) of protection and can drop the protection plan, which I find reasonable.