Credit check

[blatimer1983]

What credit bureau does Dish use to perform credit checks for first time new customers?


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[Bobby]

What credit bureau does Dish use to perform credit checks for first time new customers?


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To tell you, they'd have to kill you!

 

[charlesrshell]

To tell you, they'd have to kill you!

I would like to know too. Someone identified it before somewhere in this forum several years ago. It was some kind of credit agency that monitors utility payment history.

 

[tanman]

Aren't there only 3?Equifax,Experian and TransUnion.Not that that answers your question but it might narrow it down.

 

[charlesrshell]

Aren't there only 3?Equifax,Experian and TransUnion.Not that that answers your question but it might narrow it down.

Yes, but this was a different agency for utilities only, I think.

 

[Jon J]

Aren't there only 3?Equifax,Experian and TransUnion.Not that that answers your question but it might narrow it down.

No, there are more but they are kinda like the dark web.

 

[tanman]

No, there are more but they are kinda like the dark web.

So are these other agencies legit or not ?
For example my mother's data was just involved in the MOVEit hack.She got a letter saying if she wanted to put a credit freeze on etc to contact the 3 named agencies.

 

[Jon J]

So are these other agencies legit or not ?

A quick search turned up over 40 alternative agencies.

 

[tanman]

Gotta love "Ivan and Dimitri's FAST credit bureau.Just answer a few simple questions and you are on your way!For even better results download our free softwares!"
www.trollsrus.ru

 

[dishrich]

This one IS legit, as I was directed to it years ago when I was pulling credit reports from the big 3:

https://nctue.com/consumers/

 

[Bruce]

This one IS legit, as I was directed to it years ago when I was pulling credit reports from the big 3:

https://nctue.com/consumers/

You would think that, but they are just as bad with customers data, this is from two years ago-

After The Washington Post revealed ICE’s use of the data in February, Sen. Ron Wyden (D-Ore.) pushed the National Consumer Telecom & Utilities Exchangeto end the sale of more than 170 million people’s names, home addresses, Social Security numbers and other details gathered from companies that provide the essential elements of modern life.

The exchange had given the information, known as utility header data, to the credit bureau Equifax, which then sold it for use in databases, such as Thomson Reuters’s CLEAR, that are searched by private investigators, government agencies and the police.

https://www.washingtonpost.com/technology/2021/12/08/utility-data-government-tracking/#

 

[rvvaquero]

This online information sharing is getting out of hand. I realize the benefits, but I'm not sure the risks are worth it.

I was with Blue Cross/Blue Shield for 30+ years until about 4 years ago. I received notice three days ago that they have had a data breach and that my Name, Address, Birth date, Account numbers, Social Security number, etc. has been stolen.

So, BCBS has provided me with one year's free IDX Identity Protection Services. Guess what the first thing they want to know is.........my Name, Address, Birth date, Account numbers, Social Security number, etc. Yeah, like I'm going to put it out there again with another online service.

 

[nelson61]

This online information sharing is getting out of hand. I realize the benefits, but I'm not sure the risks are worth it.

I was with Blue Cross/Blue Shield for 30+ years until about 4 years ago. I received notice three days ago that they have had a data breach and that my Name, Address, Birth date, Account numbers, Social Security number, etc. has been stolen.

So, BCBS has provided me with one year's free IDX Identity Protection Services. Guess what the first thing they want to know is.........my Name, Address, Birth date, Account numbers, Social Security number, etc. Yeah, like I'm going to put it out there again with another online service.

I got one of those 1 or 2 year offers from an annuity.

Remember the movie " Catch Me If You Can"? About the impersonator .

They interviewed the actual guy after movie was out.

He said the pros steal an identity or whatever and quietly sit on it for 5 or more years before they do the scam. Long after everyone has forgotten

So 1 year ID theft protection Is like a fart in the wind.

 

[navychop]

Can’t believe the data would still be current after five years. Name, social, sure. Not credit cards. Don’t people move on average every five years?

 

[HipKat]

This online information sharing is getting out of hand. I realize the benefits, but I'm not sure the risks are worth it.

I was with Blue Cross/Blue Shield for 30+ years until about 4 years ago. I received notice three days ago that they have had a data breach and that my Name, Address, Birth date, Account numbers, Social Security number, etc. has been stolen.

So, BCBS has provided me with one year's free IDX Identity Protection Services. Guess what the first thing they want to know is.........my Name, Address, Birth date, Account numbers, Social Security number, etc. Yeah, like I'm going to put it out there again with another online service.

If I go to the Password security check or whatever it's called on my browsers, VPN, etc, damn near EVERY site has been breached and my info has been stolen. That includes the site Techs use.

 

[Almighty1]

Aren't there only 3?Equifax,Experian and TransUnion.Not that that answers your question but it might narrow it down.

There is also LexisNexis among others.

 

[charlesrshell]

This one IS legit, as I was directed to it years ago when I was pulling credit reports from the big 3:

https://nctue.com/consumers/

Thanks. I think nctue.com is what I was looking for. Can any DISH employees confirm?

 

[chiodo]

There is also LexisNexis among others.

Now that's an organization that probably has a file on every person on this planet on its servers. I've known people who've worked there, but I don't think they do credit reporting.

 

[Almighty1]

Now that's an organization that probably has a file on every person on this planet on its servers. I've known people who've worked there, but I don't think they do credit reporting.

They might not because SoFi.com had life insurance quotes with ladder.com where one would get $25 free money just to get a quote and that was who supplied the information. That was how I knew they existed originally.

Home - LexisNexis Risk Solutions Consumer Disclosure

consumer.risk.lexisnexis.com

 

[ChadT41]

Dish does check the NCTUE credit for customers.