And I was just about ready to start researching Tivo. I won't now.Tivo's have banner ads right in the middle of the screen when you pause or fast forward.
My Panasonic TV has banner ads on the App screen. In the menu, you can turn off ads, but not the ones at the top of the App screen. Even though I rarely go to that screen, it irks me so much that I have vowed never to buy another Panasonic product.