I don't have it, I figure I'll just start the plan when I do have problems, wait 31 days, then have them come fix the issue, if its the STB, I can last 31 days without a third STB (take one out of the unused room), if its cabling, I can fix that myself, if it's a switch, I can fix that too, as I have a replacment backup switch, when the plan kicks in, have them come out, I remove my replacments, and they put theirs in place, to boot, if they give me a new receiver, it will be leased, so I won't even need the plan for that one if it happens again.