You can buy and own a receiver. Some are sold by Directv employees that actually own equipment but you will have to buy a need Access card from DTV for around $100 plus the cost of the receiver you are buying......... It gets pretty expensive , then you will have to pay for installation if you don't have a setup or the correct setup....
SIG
$100 for an access card? Last time I got one it was only $25 for an owned HR21 swapping accounts.